VOO vs QQQ vs SCHD: which ETF is best for you in 2026?
VOO, QQQ and SCHD are three of the most popular ETFs in the world. We compare their returns, costs and risks year by year, and say which one we’d build around.
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November 5, 2026
Money
Money, investing and building wealth, explained plainly: the real numbers, the risks, and the honest thinking behind each decision. General education, not financial advice.
Before vs after the 2026 midterms: what changes for your wallet if Democrats keep their promises?
Democrats won Congress on a promise to make life affordable again. We compare life before the 2026 midterms with life after, if they deliver, on health costs, prices, gas and housing, and rate how likely each promise is to reach your wallet.
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The midterms flipped Congress. Here’s what it means for your stocks, gold, savings and mortgage
Overnight, stock futures fell on fears of a Democratic sweep. By Wednesday the Dow was up more than 1,000 points and gold was back above $4,000. What the 2026 midterm results really change for your investments, savings and mortgage, and what they don’t.
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Gold vs Bitcoin in 2026: which held up better, and which would we pick?
Gold and Bitcoin were both sold as safe havens. In 2026 both fell hard while US stocks rose. We compare the numbers and explain which one we’d rather own, and how much.
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$5,953 a month from a dividend portfolio? Here’s what that paycheck could cost you
Can a dividend portfolio pay nearly $6,000 a month? We examine the capital required, income ETF risks and why big payments can hide capital erosion.
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Investing explained: it’s not as complicated as people make it sound
Investing means putting money into something you hope grows or pays you, knowing it can also fall. After ten years, here’s the plain version without the noise.
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Before you buy your first stock, read this
Opening an investment account takes minutes. Knowing what you’re doing with it takes longer. Here’s what I’d want you to check before your first stock.
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ETFs explained: how one purchase can mean owning hundreds of companies
An ETF is a basket of investments you buy in one trade. Here’s how they work, what VOO and VT show about coverage, and why ‘ETF’ isn’t a safety label.
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The internet is obsessed with making you rich. Here’s what it leaves out
Apparently everyone retired at 28 and can teach you how for $49.99. What profit screenshots and finfluencers leave out, and what real wealth looks like.
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Dividends explained: getting paid to own stocks sounds amazing. What’s the catch?
Getting paid cash without selling your shares is attractive. But a dividend isn’t free money, and a high yield can be a warning sign. Here’s the real picture.
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